Private health insurance is the main source of health coverage for the majority of people in the United States. Approximately 58% of all Americans have private health care coverage. For elderly citizens and eligible children and families from low-income households, public programs are the primary source of health cover. Pages: 1 2
This cartoon explains health insurance using fun, easy-to-understand scenarios. It breaks down important insurance concepts, such as premiums, deductibles and provider networks. The video explains how individuals purchase and obtain medical care and prescription drugs when enrolled in various types of health insurance, including HMOs and PPOs.
The health insurance landscape can be tricky to navigate. Here’s a start-to-finish guide to choosing the best plan for you and your family, whether it’s through the federal marketplace or an employer. Pages: 1 2
Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. Pages: 1 2
As our “man-on-the-street” video reveals, what you don’t know about health coverage could cost you…If you’re thinking about re-shopping for health coverage this year, here are 8 tips to help you get the coverage you need. Pages: 1 2
Why putting separate family members on different plans can save money. Have you ever considered having multiple health plans within your family? While many people prefer to have one plan that includes all dependents, this isn’t the best strategy for everyone.
The Affordable Care Act (ACA) removed obstacles that prevented some people from buying health insurance — but not everyone has signed up, and not everyone who did sign up kept their coverage. Because of that, millions will owe the individual shared responsibility payment, better known as the Obamacare penalty or ACA penalty, when they file …